CreditWave 1.1.1

CreditWave ❘ Freeware ❘
iOS
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CreditWave strives to offer convenient access to financial services, with the app developed by seasoned professionals providing the following services:
<ul>
 <li>Loans:</li>
 <li>- Loan limits ranging from NGN10,000 to NGN500,000.</li>
 <li>- Flexible repayment terms between 61 to 180 days.</li>
 <li>- No collateral or paperwork required for accessing loan options.</li>
 <li>- Transparent fee structure with no hidden charges.</li>
 <li>- Users can increase their borrowing limit by repaying loans promptly.</li>
 <li>- Annual Percentage Rates (APR) from 18% to 33.6%.</li>
 
</ul>

CREDITWAVE INTEREST RATE AND LOAN REPAYMENT

A customer can apply for a loan of ₦10,000 - ₦500,000 without collateral and repay it over a period of 2 - 6 months. Monthly interest rates range from 1.5% to 2.8%, with a maximum Annual Percentage Rate (APR) of 33.6%. The service is devoid of any additional fees.

<h4>Example:</h4>

<ul>
 <li>Loan Amount: NGN100,000</li>
 <li>Loan Tenure: 6 months</li>
 <li>Number of Repayments: 6</li>
 <li>Monthly Interest Rate: 2.5%</li>
 <li>Monthly Repayments: NGN19,667.67</li>
 <li>Total Amount Payable: NGN115,000</li>
 <li>APR: 30%</li>
</ul>

The process for obtaining a loan involves the following steps:

<ol>
 <li>Download and register an account or log in to an existing one.</li>
 <li>Complete basic requirements.</li>
 <li>Apply for a loan online and await approval.</li>
 <li>Receive the disbursed loan in your designated bank account.</li>
</ol>

Loan Applicant Requirement:

<ol>
<li>Nigerian residency</li>
<li>A valid BVN</li>
<li>A valid debit card with at least a three-month validity period</li>
<li>A personal email account</li>
<li>A personal bank account</li>
</ol>

Money Transfers:

<ol>
<li>Transfers to any bank or financial institution in Nigeria.</li>
<li>No charges for transferring funds to CreditWave accounts.</li>
</ol>

Bill Payments:

<ol>
<li>Recharge airtime and data.</li>
<li>Settle water, electricity, TV, and other utility bills.</li>
<li>Access payment options for over 1,800 billers and service providers with ease.</li>
</ol>

<h4>Contact Us</h4>

For further inquiries, feedback, or suggestions:

<ul>
<li>We provide round-the-clock assistance for all your needs.</li>
<li>Service Hotline: 09121692405 (Operating hours: Mon-Fri: 9 am - 6 pm, Sat: 9 am - 5 pm)</li>
<li><a href="https://web.facebook.com/CreditWaveNG">Facebook Page</a></a></a></a></a></a></ul></a></ul></ul>,</a>,
<li><a href="https://www.linkedin.com/company/creditwave-finance-limited">LinkedIn Page</a></a></ul>,</a>,
<li><a href="https://www.instagram.com/creditwave_ng/">Instagram Page</a></a>.</ul>.,,,</ol>,</ul>,,,</ol>,</ul>.,,..,..

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