CreditWave 1.1.1

CreditWave strives to offer convenient access to financial services, with the app developed by seasoned professionals providing the following services:

• Loans:
• - Loan limits ranging from NGN10,000 to NGN500,000.
• - Flexible repayment terms between 61 to 180 days.
• - No collateral or paperwork required for accessing loan options.
• - Transparent fee structure with no hidden charges.
• - Users can increase their borrowing limit by repaying loans promptly.
• - Annual Percentage Rates (APR) from 18% to 33.6%.
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CREDITWAVE INTEREST RATE AND LOAN REPAYMENT

A customer can apply for a loan of ₦10,000 - ₦500,000 without collateral and repay it over a period of 2 - 6 months. Monthly interest rates range from 1.5% to 2.8%, with a maximum Annual Percentage Rate (APR) of 33.6%. The service is devoid of any additional fees.

Example:

• Loan Amount: NGN100,000
• Loan Tenure: 6 months
• Number of Repayments: 6
• Monthly Interest Rate: 2.5%
• Monthly Repayments: NGN19,667.67
• Total Amount Payable: NGN115,000
• APR: 30%

The process for obtaining a loan involves the following steps:

1. Download and register an account or log in to an existing one.
2. Complete basic requirements.
3. Apply for a loan online and await approval.
4. Receive the disbursed loan in your designated bank account.

Loan Applicant Requirement:

1. Nigerian residency
2. A valid BVN
3. A valid debit card with at least a three-month validity period
4. A personal email account
5. A personal bank account

Money Transfers:

1. Transfers to any bank or financial institution in Nigeria.
2. No charges for transferring funds to CreditWave accounts.

Bill Payments:

1. Recharge airtime and data.
2. Settle water, electricity, TV, and other utility bills.
3. Access payment options for over 1,800 billers and service providers with ease.

Contact Us

For further inquiries, feedback, or suggestions:

• We provide round-the-clock assistance for all your needs.
• Service Hotline: 09121692405 (Operating hours: Mon-Fri: 9 am - 6 pm, Sat: 9 am - 5 pm)
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